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MARUTI SUZUKI INSURANCE

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8,500+Cashless network garages*
24×7Customer support
PaperlessClaim & renewal process
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Maruti Suzuki Car Insurance
COMPREHENSIVE PROTECTION

Insurance That Works for You.

Maruti Suzuki car insurance offers a hassle-free way to protect your vehicle with plans designed around the brand's service network and customer needs.

✓Near cashless accident repairs at Maruti-authorised workshops.
✓Hassle-free services available across the country.
✓Easy claim settlement with trained surveyors.
✓Instant policy issuance and paperless renewals.
✓Personalised coverage options for your specific model.
Explore Insurance Plans
WHY CHOOSE MARUTI INSURANCE

Peace of Mind. Built In.

A simpler, faster way to manage car insurance, backed by Maruti Suzuki's service expertise.

01

Cashless Repairs

Get your car repaired at 8,500+ Maruti-authorised service centres with direct billing to the insurer.

02

Easy Claims

Trained surveyors who understand Maruti vehicles help ensure a smoother claim experience.

03

Instant Renewal

Renew your policy online in minutes with paperless processing and immediate confirmation.

04

24×7 Support

Round-the-clock phone and online assistance for claims and policy queries.

COVERAGE OPTIONS

What Your Policy Can Cover

Maruti Suzuki car insurance is available in standard formats to suit different needs.

01

Third-Party Cover

Mandatory by law. Covers damage your car causes to other vehicles, property or individuals. Does not cover your own car.

02

Comprehensive Cover

Third-party cover plus protection for your own car against accidents, theft, fire, floods and natural calamities.

03

Own Damage Cover

Covers damage to your vehicle only. Available if you already have a third-party policy in place.

USEFUL ADD-ONS

Enhance Your Protection

Optional covers available at extra premium to fill gaps in your standard policy.

01

Zero Depreciation

Claim the full cost of repairing or replacing damaged parts without depreciation deductions.

02

Engine Protection

Covers damage to the engine and its components due to water ingress or oil leakage.

03

Return to Invoice

Get compensation equal to the original invoice value in case of total loss or theft.

04

Roadside Assistance

24×7 help for breakdowns, flat tyres, battery jump-starts, fuel delivery and towing.

05

NCB Protection

Protect your No Claim Bonus discount even if you make a claim during the policy period.

06

Consumables Cover

Reimburses the cost of consumables like engine oil, nuts, bolts and brake fluid during repairs.

HOW TO GET INSURED

Cover in 3 Simple Steps

Get your Maruti Suzuki insured quickly and conveniently.

01

Share Your Details

Provide your car model, variant, registration details and any existing policy information.

02

Compare & Choose

Review available plans from partner insurers and select the coverage and add-ons you need.

03

Pay & Get Covered

Complete payment online and receive your policy document instantly via email.

CLAIM SUPPORT

What to Do After an Incident

If your Maruti Suzuki is damaged or stolen, acting quickly helps ensure a smooth claim. Contact your insurer or the Maruti helpline immediately.

✓Call the insurer or Maruti helpline to register your claim.
✓A surveyor will inspect the vehicle, usually at a Maruti workshop.
✓Submit required documents: policy copy, RC, driving licence and claim form.
✓For cashless repairs, the garage bills the insurer directly.
✓Pay only the deductible and any non-covered items.

Typical Documents Needed

✓Completed claim form
✓Copy of insurance policy
✓Registration Certificate (RC)
✓Valid driving licence
✓FIR copy (for theft or major accidents)
✓Repair bills (for reimbursement claims)

Document requirements may vary by insurer and claim type.

FREQUENTLY ASKED QUESTIONS

Insurance FAQs

Is car insurance mandatory in India?

Yes. Third-party liability insurance is mandatory by law for all vehicles on Indian roads. Driving without valid insurance can attract fines and legal consequences.

What is cashless repair?

With cashless repair, you take your car to a network garage and the insurer settles the repair bill directly with the garage. You only pay the deductible and any non-covered items.

What is No Claim Bonus (NCB)?

NCB is a discount on your premium for each consecutive year you do not make a claim. It accumulates over time and can significantly reduce renewal costs.

Can I transfer my NCB to a new car?

Yes, in most cases NCB can be transferred when you buy a new vehicle, subject to the insurer's terms and conditions. You will need to provide proof of the existing NCB.

What happens if my policy lapses?

If your policy expires, you lose the accumulated NCB and may need a fresh inspection before a new policy can be issued. Driving with a lapsed policy is also a legal offence.

Does Maruti Suzuki insurance cover theft?

Comprehensive policies cover theft of the vehicle. Third-party-only policies do not cover your own car for theft. An FIR must be filed with the police.

What are the exclusions?

Standard exclusions include driving under the influence of alcohol or drugs, driving without a valid licence, using the car for racing or speed testing, and normal wear and tear.

Ready to Protect Your Maruti Suzuki?

Get comprehensive coverage with cashless repairs, easy claims and support from Supreme Automobiles. Visit the official Maruti Suzuki Insurance portal or contact our team for assistance.

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